credit cards Archives - GeneMarks.com

The Hill

Sick of credit card swipe fees? Blame businesses, not the banks.

(This column originally appeared in The Hill) As a consumer, I have finally hit the wall when it comes to “swipe fees” on credit cards. That…

Gene MarksJune 10, 2026

Guardian

Credit cards aren’t evil – if you know how to use them the right way

(This column originally appeared in The Guardian) The percentage of credit card balances that were at least 90 days delinquent rose to 13.12% in the…

Gene MarksJune 7, 2026

Guardian

Merchants’ ‘victory’ over credit card fees will just complicate things more for them

(This column originally appeared in The Guardian) Want to buy a new shirt from your friendly neighborhood small business? In some cases, be prepared to pay…

Gene MarksNovember 16, 2025

Forbes

Small Business Technology Roundup: Microsoft CoPilot Does Not Improve Productivity And ChatGPT Projects Are Free

(This column originally appeared in Forbes) Here are five things in tech that happened this week and how they affect your small business. Did you miss…

Gene MarksSeptember 14, 2025

Guardian

Consumers don’t have a debt problem. The US government does

(This column originally appeared in The Guardian) A recent report from the Federal Reserve warned that consumer debt is now more than $18tn and the people are…

Gene MarksFebruary 23, 2025

Philly.com

Smart cash flow moves for small-business owners in 2025

(This column originally appeared in the Inquirer) Although optimism has been rising lately, 2025 will still be a challenging year for many of the area’s small businesses. Inflation…

Gene MarksJanuary 7, 2025

The Hill

The Fed finally cut interest rates — but let’s not get too excited just yet

(This column originally appeared in The Hill) This week, the Federal Reserve announced a cut of 50 basis points (or half a percentage point) in the federal funds…

Gene MarksSeptember 20, 2024

Guardian

Cash, cards, Venmo … don’t turn away customers who actually want to pay

(This column originally appeared in The Guardian) Splitting the bill with Venmo, paying with your Starbucks app, tap-and-go with your phones — how we pay…

Gene MarksMarch 24, 2024

Guardian

All about the consumer: next year will see the end of the spending party

(This column originally appeared in The Guardian) If this year has been all about interest rates, next year is all about the consumer. Rising…

Gene MarksDecember 10, 2023

Philly.com

Credit cards can be a great tool for your business – if used the right way

(This column originally appeared in The Inquirer) For most business owners, getting a credit card is easier than getting a bank loan. Why? Because a…

Gene MarksOctober 31, 2023