(This article originally appeared in the Philadelphia Inquirer)
The floodingthat hit the Philadelphia region earlier this month impacted hundreds of small businesses. If you’re one of those business owners and you’re still struggling to recover, here’s what you need to do.
The first thing is to immediately contact your insurance carrier. Insurers such as the Hartford,Hiscoxand Travelershave dedicated portals on their websites for getting insurance claims processed. But sometimes insurance coverage isn’t enough. And for those circumstances, there are other places to get the aid you need.
The most significant source of funding is through the federal government, and that aid comes from two places: the Federal Emergency Management Agency (FEMA) and the Small Business Administration (SBA).
If your business is in Bucks, Chester, Delaware, Montgomery, Philadelphia, and York Counties, as well as parts of New Jersey and Delaware, you should immediately register onlinewith FEMA or call 800-621-3362 (800-621-FEMA. FEMA’s disaster assistance teams will help you submit applications for federal assistance, check the status of an application already in the system, or assist in making minor changes to applications as well as provide civil rights and disability integration information to ensure equal access to FEMA programs.
“Assistance from FEMA can help those affected by a disaster take care of necessary expenses and serious needs that cannot be met through insurance or other forms of assistance,” MaryAnn Tierney, FEMA Region 3′s regional administrator, said in a statement